{"id":212,"date":"2026-06-17T20:27:58","date_gmt":"2026-06-17T20:27:58","guid":{"rendered":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/?page_id=212"},"modified":"2026-06-17T23:36:12","modified_gmt":"2026-06-17T23:36:12","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/retirement-planning\/","title":{"rendered":"Retirement Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"212\" class=\"elementor elementor-212\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2219c0 e-con-full wd-section-stretch e-flex e-con e-parent\" data-id=\"c2219c0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<section class=\"elementor-element elementor-element-0e01b15 e-con-full e-flex e-con e-child\" data-id=\"0e01b15\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e944272 e-con-full e-flex e-con e-child\" data-id=\"e944272\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2ff17e elementor-widget elementor-widget-heading\" data-id=\"e2ff17e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Retirement Planning &amp; 401k Alternative<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12f3ca5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"12f3ca5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Smarter Retirement Plans \u2014 and the Alternatives Most Firms Never Mention<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef5d417 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ef5d417\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">From designing a best-in-class corporate 401(k) to unlocking alternative retirement strategies\n like self-directed assets and cash balance plans, VFC helps employers and high earners build retirement\n wealth on more than just the default menu.<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02c7416 e-con-full e-flex e-con e-child\" data-id=\"02c7416\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90c0270 elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"90c0270\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Speak With Our Retirement Team \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-fb35beb e-con-full e-flex e-con e-child\" data-id=\"fb35beb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a11dc69 e-con-full e-flex e-con e-child\" data-id=\"a11dc69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0c6c6cc e-grid e-con-full e-con e-child\" data-id=\"0c6c6cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5dca63d e-con-full e-flex e-con e-child\" data-id=\"5dca63d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3a57ca0 e-con-full e-flex e-con e-child\" data-id=\"3a57ca0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1ab72d elementor-absolute elementor-widget elementor-widget-heading\" data-id=\"f1ab72d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Valentine Financial Consultants<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3282fc e-con-full e-flex e-con e-child\" data-id=\"d3282fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ce9d9b elementor-widget elementor-widget-heading\" data-id=\"3ce9d9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Why \u201c401k Alt\u201d<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1574bda elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1574bda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The standard 401(k) is a starting point \u2014 not the ceiling.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29127f2 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"29127f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">For most employers and savers, the conversation stops at a basic 401(k) and a short list of funds. We\n go further: building well-run plans for companies of every size, and opening the door to alternative\n retirement strategies that high earners and business owners are too often never shown.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f70ce6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5f70ce6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Whether you sponsor a plan for thousands of employees or want to maximize your own tax-advantaged\n retirement savings, we engineer the structure around your goals \u2014 and coordinate it with the rest of\n your VFC strategy.<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cd2456 e-grid e-con-full e-con e-child\" data-id=\"7cd2456\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37b941c elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"37b941c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Corporate 401(k) design for companies of every size<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0effbf elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"b0effbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Fiduciary oversight that protects you and your employees<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c0590 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f2c0590\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Alternative and self-directed retirement strategies<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d45fa elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"76d45fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Cash balance and defined benefit plans for high earners<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-71f1382 e-con-full e-flex e-con e-child\" data-id=\"71f1382\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1bd825f e-con-full e-flex e-con e-child\" data-id=\"1bd825f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aad675f e-con-full e-flex e-con e-child\" data-id=\"aad675f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef11dc elementor-widget elementor-widget-heading\" data-id=\"6ef11dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">For Employers<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33195ed elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"33195ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Corporate Retirement Plans, Done Right<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7d1380 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d7d1380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">A retirement plan is one of the most powerful tools for\n recruiting, retaining, and rewarding your people \u2014 when it\u2019s built and managed well.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-370e851 e-con-full e-flex e-con e-child\" data-id=\"370e851\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-469adbc e-con-full e-flex e-con e-child\" data-id=\"469adbc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9fa486e e-con-full e-flex e-con e-child\" data-id=\"9fa486e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cc9723 elementor-widget elementor-widget-heading\" data-id=\"7cc9723\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">For High Earners &amp; Owners<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87075c9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"87075c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative Retirement Strategies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e9f281 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"1e9f281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">When a standard 401(k) isn\u2019t enough, these\n strategies can dramatically expand what you save \u2014 and what you keep.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-9e703e6 e-con-full e-flex e-con e-child\" data-id=\"9e703e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ca5247e e-con-full e-flex e-con e-child\" data-id=\"ca5247e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-c3f5f90 e-con-full e-flex e-con e-child\" data-id=\"c3f5f90\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ed1ab5e e-con-full e-flex e-con e-child\" data-id=\"ed1ab5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6478df7 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6478df7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Build retirement wealth beyond the default.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2eb9c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5c2eb9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Whether you\u2019re an employer designing a plan or a\n high earner looking to save more, let\u2019s explore what\u2019s possible.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-733cf0f elementor-widget elementor-widget-button\" data-id=\"733cf0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a Consultation \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Retirement Planning &amp; 401k Alternative Smarter Retirement Plans \u2014 and the Alternatives Most Firms Never Mention From designing a best-in-class<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-212","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/pages\/212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/comments?post=212"}],"version-history":[{"count":25,"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/pages\/212\/revisions"}],"predecessor-version":[{"id":284,"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/pages\/212\/revisions\/284"}],"wp:attachment":[{"href":"https:\/\/demo-dvs.online\/valentine-financial-consultants-2\/wp-json\/wp\/v2\/media?parent=212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}